Afterpay FAQ

What is Afterpay?
  • Afterpay lets you buy RAGS now and pay later, by breaking down a purchase into 4 smaller payments, every 2 weeks. Oh, and it’s interest free!
Is there a minimum amount to use Afterpay?
  • Yes, in the US there is a minimum spend of $35. 
What are the benefits of using Afterpay?
  • Pay for your order over 8 weeks
  • Your order ships immediately
  • Use on orders up to $1,000
  • No interest or fees
What do I need to do to be eligible for Afterpay?
  1. Have a debit or credit card
  2. Be over 18 years of age
  3. Live in the USA

    How many purchases can be made using Afterpay?

    • Currently, only ONE purchase may be made using Afterpay at a time.
    • According to their website, “First time shoppers with Afterpay will only have 1 order approved in the first 24hrs. If you are brand new to Afterpay and trying to use our service multiple times you will be declined."
    • This helps [Afterpay] to keep [their] service FREE to use for all of our shoppers."

    What factors go into determining if my order is approved with Afterpay?

    • Per their website, "Afterpay does not approve 100% of orders. We are committed to ensuring we support responsible spending.” RAGS does not have any control over Afterpay approving an order. Their approval process is dependent on the following criteria: If there are sufficient funds on the card (at least 25% of the order value is available to spent), the length of time a user has been using Afterpay, the amount needed to repay to Afterpay, and the value of the order you are trying to place.

    If you have any questions, please reach out to Afterpay directly using their messaging link below:

    What do I do if I am not approved to use Afterpay?

    • You can still use PayPal, Amazon Pay, or other payment methods available on

    How do I use Afterpay?

    • Select ‘Afterpay’ as your payment method when on the RAGS checkout page. Enter your details with Afterpay when you’re done. Simple as that, friends!
    The fine print:
    • The payment arrangement is made with Afterpay and they will approve payments at time of order.
    • For first-time Afterpay customers, the first payment will be charged at the time of purchase.
    • Existing Afterpay customers, the first payment will be charged from date of purchase.
    • The full payment schedule will be provided to you, by Afterpay, at time of purchase.
    • If you wish to return your items (which is up to the discretion of RAGS to accept a return), you may choose to receive an exchange from Afterpay, or the Afterpay payment plan can be canceled so you do not pay anything.
    ***U.S. Residents: If you fail to make a payment you will be charged a late fee of $8. If still overdue, an additional $8 will be charged one week later.